Criminalizing the Sick

As Hillary Clinton cynically vows to incrementally build upon the "successes" of the Affordable Care Act, the Obama administration keeps chipping away at them.

The latest chip punishes people who desperately sign up for expensive private health insurance when they get sick or hurt. Such behavior is a rude slap in the face to the free market predators, who are then forced to dip into their obscene profits and pay a portion of your hospital and doctor bills. 

Of course, the way the insurance companies spin it, it's those conniving sick people who are to blame for driving up everybody else's premiums. It's the same old Divide and Conquer ploy that the ruling class has used since time immemorial in an attempt to hide their own greed and malfeasance.

As Barack Obama might explain it, if you "game the system" by waiting until you're at death's door to use your rent and grocery money to pay hefty insurance premiums, you're going to have to pay the piper. You'll have to wait until the next open enrollment period to have your bursting appendix removed.  You might even have to die as prematurely as you would have in those awful days before the health care sweepstakes were instituted. You can't buy a lottery ticket after the drawing, people! You can't put a flat screen TV on your credit card just to watch the Super Bowl, and then expect a full refund when you return it the next day, all full of smudges and fingermarks. 

As the New York Times explains it,

The administration, which had created more than 30 “special enrollment” periods, sent emails to millions of Americans last year urging them to see if they might be eligible to sign up after the annual open enrollment deadline. But, insurers and state officials said, the federal government did little to verify whether late arrivals were eligible.Kevin J. Counihan, the chief executive of the federal insurance marketplace, said Tuesday that special enrollment periods “are not allowed for people who choose to remain uninsured and then decide they need health insurance when they get sick.”

Since the Neoliberal Project has deemed your body to be a commodity which you only partially own, you are expected to behave like a responsible consumer. If you seize up your engine because you didn't oil the capitalistic machinery as directed, don't come crying to Obama when you stall out. If you don't pay through the nose for the pricey undercoating deal, tough luck if your bod gets rusty. Keep yourself polished and gassed up, and pledge your financial allegiance to the underwriters instead of to the undertaker. Above all, keep up those monthly extortion payments, lest you get an unpleasant visit from the WellCare repo man. 

Mr. Counihan said the administration would eliminate six of the special enrollment periods, including two for certain lawfully present noncitizens who experienced “system errors” and “processing delays” when they used HealthCare.gov. In addition, he said the government would clarify eligibility standards and step up enforcement to prevent abuse of special enrollment periods.

The actions appeared to have several purposes: to motivate consumers to sign up by the Jan. 31 deadline; to prevent an influx of large numbers of sick people into the market in the middle of the year; to persuade insurers to enter or stay in the public insurance marketplace; and to minimize rate increases in 2017 and later.

Medical care cuts both ways, said Counihan. The right of protection racketeers to get rich hinges upon the fear cooperation of regular people, who must pay for Medical Care Product in advance. You see, in the most exceptional nation the world has ever known, health care is still not a basic human right. It is a privilege for only the select few with a high enough credit score and bank account balance to qualify for survival.

The new rules mean that not only will people have to go shopping every year for a new insurance plan, they will now have to prove they have a permanent address. People who temporarily move in with relatives (maybe because they lost their job when they got sick) won't qualify for coverage outside the narrow enrollment period. People who get sick or hurt outside their home states will have to jump through hoops to prove that they're not trying to cheat the system. All citizens shall be considered suspects until and unless they can prove their financial and medical innocence:

In a blog post on Tuesday, Mr. Counihan said, “Our program integrity team will pull samples of consumer records nationally and may request additional information from some consumers or take other steps to validate that consumers properly qualified for these special enrollment periods.”

In addition, he said, officials will emphasize to consumers that “they may be subject to penalties under federal law if they intentionally provide false or untrue information.

These are the same pathocratic clowns who profess to be so amazed that Bernie Sanders' Medicare for All campaign is so popular. They seem to be honestly baffled that people aren't in love with Obamacare. Who, except lefty unicorn believers, wouldn't rather pay high premiums and co-pays and deductibles to the for-profit insurance racket and then get treated like a criminal if they show up in the emergency room?

The architects of the Affordable Care Act and the private insurers they serve are now criminalizing and intimidating the sick. Before you know it, newspapers and websites will be adding photo galleries of Obamacare Cheats to supplement their regular poor-shaming features on Food Stamp Grifters and Welfare Queens.

So use your Obamacare card at your own risk. And keep up those monthly payments to Blue Cross. Stay close to the phone in case a government official, acting on behalf of United Healthcare, decides to call you in for an audit. A hospital-to-prison pipeline could be in your future if you don't get sick responsibly.